(859) 286-4524

    IRS Rebuild · Lexington, KY

    Rebuild Services in Lexington, Kentucky

    When disaster damages your Lexington home, you need one company that handles everything - from emergency mitigation through complete reconstruction. IRS Rebuild is that company. One team, one timeline, one point of contact from day one to move-in day.

    Structural framing during a post-disaster rebuild in Lexington, KY
    5.0 - 250+ Google Reviews
    Licensed GC
    One-Company Solution
    All Insurance Accepted
    Free Estimates

    Comprehensive

    What We Rebuild in Lexington

    Structural Reconstruction

    Framing, load-bearing walls, roof trusses, and foundation repair after fire, water, or storm damage.

    Water Damage Rebuild

    Subfloor replacement, drywall, insulation, and complete interior restoration after water events.

    Fire Damage Rebuild

    Full structural and interior rebuild from framing through final finishes after fire damage.

    Roofing Replacement

    Complete roof tear-off and replacement as part of comprehensive post-disaster reconstruction.

    Interior Finishes

    Cabinetry, countertops, flooring, tile, trim, paint - every detail to make it feel like home.

    Mechanical Systems

    Electrical, plumbing, and HVAC systems repaired or replaced within the rebuild timeline.

    Framing & Structure
    Roofing & Sheathing
    Drywall & Plaster
    Hardwood & Tile Flooring
    Custom Cabinetry
    Electrical Systems
    Plumbing Systems
    HVAC & Ductwork
    Insulation & Vapor Barriers
    Windows & Doors
    Exterior Siding & Finishes
    Interior Trim & Millwork
    Painting & Staining
    Countertops & Backsplash

    Our Process

    From Mitigation to Move-In

    1

    Damage Assessment

    Our project manager inspects the property alongside the mitigation team, creating a comprehensive scope that covers both drying and reconstruction from day one.

    2

    Insurance Coordination

    We prepare detailed line-item estimates using Xactimate, the same software your insurance company uses. We negotiate directly with your adjuster to ensure fair coverage.

    3

    Design & Material Selection

    Choose your finishes - flooring, cabinets, countertops, paint colors, fixtures. We help you select materials that match your style and budget.

    4

    Permits & Scheduling

    We pull all required building permits and create a detailed construction schedule. You know exactly what happens when.

    5

    Construction

    Our licensed crews handle all trades in-house - framing, electrical, plumbing, HVAC, drywall, flooring, paint, and trim. No subcontractor runaround.

    6

    Final Walkthrough

    A comprehensive inspection ensures every detail meets our standards and yours. We handle final cleaning, warranty registration, and permit closeout.

    Insurance

    Insurance Coordination Built In

    Insurance-funded reconstruction requires a specific skillset that most general contractors don't have. We write estimates in Xactimate, speak the language of adjusters, and know how to document and supplement claims to ensure you receive fair compensation.

    Because we handle both mitigation and reconstruction, your insurance company deals with one company and one set of documentation from start to finish. This eliminates the gaps, overlaps, and finger-pointing that happen when two separate companies handle different phases.

    • Xactimate estimates that match insurance requirements
    • Direct communication with your claims adjuster
    • Supplemental claims for hidden damage found during construction
    • One unified claim for mitigation and reconstruction
    • Most homeowners pay only their deductible
    Finished kitchen rebuild in a Lexington, KY home after an insurance claim

    Local Expertise

    Rebuilding in Lexington

    Post-Disaster Reconstruction Demand in Lexington

    Lexington and the broader Bluegrass region see a unique mix of weather events — ice storms, severe thunderstorms, and the occasional tornado — that drive consistent demand for post-disaster reconstruction. Older brick and limestone homes throughout Chevy Chase and Ashland Park have construction nuances that require contractors who understand historic systems alongside modern code.

    Central Kentucky's reconstruction demand is shaped by three recurring weather patterns: winter ice storms that bring down trees and trigger ice-dam water intrusion, spring and summer severe thunderstorms with hail and straight-line wind, and the periodic tornado outbreaks that have struck Fayette, Scott, Jessamine, and Madison counties. The 2003 and 2009 ice storms remain reference points for many Lexington homeowners, but the December 2021 western Kentucky tornadoes and the 2022 Bluegrass-region hail events drove the largest recent waves of insurance-funded rebuilds in our service area.

    Lexington's housing stock is unusually historic for its size. Chevy Chase, Ashland Park, Mentelle Park, and Kenwick are dominated by 1900–1940 brick, stone, and stucco homes with plaster walls, hardwood floors over board subfloors, slate or terracotta roofs, and original millwork that an unfamiliar contractor will quietly replace with modern stock — leaving the homeowner with a house that no longer matches itself. Hamburg, Beaumont, Andover, and Tates Creek are 1990s–2010s suburban product with engineered framing, OSB sheathing, and tract-builder finishes that require their own rebuild knowledge. We carry crews trained for both ends of that spectrum.

    Insurance carriers operating in Fayette, Scott, Jessamine, Woodford, Madison, and Clark counties are increasingly strict on hail-claim documentation following back-to-back severe storm seasons. Several major carriers have moved to actual-cash-value roof endorsements and percentage wind/hail deductibles on Bluegrass-region policies. We document every loss with drone roof imagery, ladder-level shingle samples, and matched-product replacement specs — the documentation that makes the difference between a paid full-replacement claim and a partial-repair settlement.

    Permitting through Lexington-Fayette Urban County Government, Scott County, and the smaller Bluegrass jurisdictions each carry their own inspection cadence and historic-overlay requirements. Properties in the Bell Court, Aylesford, and Western Suburb historic districts require Board of Architectural Review approval for many exterior repairs. We pull every permit, schedule inspections, handle BOAR submittals where needed, and close out the file so your insurance paperwork and future resale documentation are clean.

    Equine and agricultural property reconstruction is a real category in Central Kentucky that most general contractors do not handle. Barn fires, wind damage to run-in sheds, and lightning strikes on outbuildings around Versailles, Paris, Midway, and Georgetown are part of our regular workload. We rebuild residential, agricultural, and light-commercial structures across the same dispatch footprint and coordinate with farm-property carriers when residential carriers are not the right policy.

    Why a Lexington-Based Rebuild Partner Matters

    Historic-home plaster & millwork

    Crews trained on Chevy Chase, Ashland Park, and Bell Court historic-district homes — plaster repair, original-profile trim sourcing, and BOAR submittals handled in-house.

    Ice-storm & ice-dam expertise

    Hundreds of completed rebuilds from ice-dam water intrusion — full ceiling and wall reconstruction, hardwood refinishing, and roof system corrections to prevent recurrence.

    Bluegrass hail-claim documentation

    Drone imagery, sample documentation, and carrier-specific scope formatting that holds up to today's stricter Bluegrass-region adjusting standards.

    Equine & agricultural property work

    Barn, outbuilding, and farm-residence reconstruction around Versailles, Paris, Midway, and Georgetown — coordinated with farm-property carriers.

    Lexington Rebuild Projects

    • Throughout Chevy Chase and Ashland Park, we rebuild older homes after ice-storm-related water damage — restoring plaster walls, hardwood flooring, and custom millwork to match originals.

    • Hamburg and Beaumont homeowners often need full kitchen and bath rebuilds after supply line failures, with modernized layouts that meet current code.

    • Following severe storms in Fayette County, we've completed roof-to-foundation rebuilds in Andover and Tates Creek with insurance-funded code upgrades.

    • Equine and agricultural properties around Versailles and Paris require specialized rebuild expertise for outbuildings and barns damaged by wind and fire.

    Before & After

    Real Reconstruction Results

    From stripped subfloor to move-in ready. The same great room, fully rebuilt by our in-house crews.

    Great room before reconstruction - exposed subfloor, debris, and damaged finishesBefore

    Post-Mitigation

    Flooring removed, baseboards out, structure exposed for inspection.

    Great room after reconstruction - new flooring, paint, and finished trimAfter

    Move-In Ready

    New flooring, fresh paint, and refinished trim - complete rebuild.

    Coverage

    Rebuild Services Near Lexington

    By City

    Reconstruction Across the Lexington Area

    Dedicated rebuild pages for the surrounding cities we serve - local context, neighborhoods, project examples, and city-specific FAQs.

    Scott County

    Georgetown, KY

    Insurance-funded rebuilds in Georgetown, KY — full-scope reconstruction across Scott County and the northern Bluegrass.

    Jessamine County

    Nicholasville, KY

    Reconstruction services in Nicholasville, KY — water, fire, and storm rebuilds across Jessamine County.

    Madison County

    Richmond, KY

    Reconstruction services in Richmond, KY — full-scope rebuilds across Madison County and the southern Bluegrass.

    Woodford County

    Versailles, KY

    Equine-country reconstruction in Versailles, KY — historic homes, horse farms, and full-scope rebuilds across Woodford County.

    Warren County

    Bowling Green, KY

    Insurance-funded reconstruction in Bowling Green, KY after the December 2021 tornado outbreak and the recurring spring severe-weather seasons that follow.

    Clark County

    Winchester, KY

    Insurance-funded reconstruction in Winchester, KY. Water, fire, and storm rebuilds across Clark County handled under one project manager from emergency mitigation through final walkthrough.

    Franklin County

    Frankfort, KY

    Insurance-funded reconstruction in Frankfort, KY. Water, fire, and storm rebuilds across Franklin County handled under one project manager from emergency mitigation through final walkthrough.

    Bourbon County

    Paris, KY

    Insurance-funded reconstruction in Paris, KY. Water, fire, and storm rebuilds across Bourbon County handled under one project manager from emergency mitigation through final walkthrough.

    Boyle County

    Danville, KY

    Insurance-funded reconstruction in Danville, KY. Water, fire, and storm rebuilds across Boyle County handled under one project manager from emergency mitigation through final walkthrough.

    Madison County

    Berea, KY

    Insurance-funded reconstruction in Berea, KY. Water, fire, and storm rebuilds across Madison County handled under one project manager from emergency mitigation through final walkthrough.

    Jessamine County

    Wilmore, KY

    Insurance-funded reconstruction in Wilmore, KY. Water, fire, and storm rebuilds across Jessamine County handled under one project manager from emergency mitigation through final walkthrough.

    Anderson County

    Lawrenceburg, KY

    Insurance-funded reconstruction in Lawrenceburg, KY. Water, fire, and storm rebuilds across Anderson County handled under one project manager from emergency mitigation through final walkthrough.

    Mercer County

    Harrodsburg, KY

    Insurance-funded reconstruction in Harrodsburg, KY. Water, fire, and storm rebuilds across Mercer County handled under one project manager from emergency mitigation through final walkthrough.

    Montgomery County

    Mt. Sterling, KY

    Insurance-funded reconstruction in Mt. Sterling, KY. Water, fire, and storm rebuilds across Montgomery County handled under one project manager from emergency mitigation through final walkthrough.

    Lincoln County

    Stanford, KY

    Insurance-funded reconstruction in Stanford, KY. Water, fire, and storm rebuilds across Lincoln County handled under one project manager from emergency mitigation through final walkthrough.

    Harrison County

    Cynthiana, KY

    Insurance-funded reconstruction in Cynthiana, KY. Water, fire, and storm rebuilds across Harrison County handled under one project manager from emergency mitigation through final walkthrough.

    Woodford County

    Midway, KY

    Insurance-funded reconstruction in Midway, KY. Water, fire, and storm rebuilds across Woodford County handled under one project manager from emergency mitigation through final walkthrough.

    Garrard County

    Lancaster, KY

    Insurance-funded reconstruction in Lancaster, KY. Water, fire, and storm rebuilds across Garrard County handled under one project manager from emergency mitigation through final walkthrough.

    Scott County

    Sadieville, KY

    Insurance-funded reconstruction in Sadieville, KY. Water, fire, and storm rebuilds across Scott County handled under one project manager from emergency mitigation through final walkthrough.

    Scott County

    Stamping Ground, KY

    Insurance-funded reconstruction in Stamping Ground, KY. Water, fire, and storm rebuilds across Scott County handled under one project manager from emergency mitigation through final walkthrough.

    Nicholas County

    Carlisle, KY

    Insurance-funded reconstruction in Carlisle, KY. Water, fire, and storm rebuilds across Nicholas County handled under one project manager from emergency mitigation through final walkthrough.

    Testimonials

    Lexington Rebuild Reviews

    "An ice dam caused water to pour into our second floor for hours. IRS dried it out, then rebuilt the ceilings, walls, and refinished our hardwoods. Looks brand new."

    Jennifer K.

    January 2025

    "Kitchen fire took out our whole first floor. The IRS team rebuilt everything — cabinets, counters, flooring. They worked directly with our insurance and we paid only our deductible."

    David M.

    November 2024

    "Storm took down a tree onto our roof. From tarping to finished rebuild in 6 weeks. Communication was excellent the entire time."

    Amanda R.

    April 2025

    By Service

    Reconstruction Services in Lexington

    Deep-dive pages for every service we offer in Lexington, KY - local context, project examples, and city-specific FAQs.

    Water Damage Rebuild in Lexington

    Complete reconstruction after pipe bursts, supply line failures, sewer backups, and flooding — from subfloor through finish carpentry.

    Fire & Smoke Reconstruction in Lexington

    Structural and interior rebuild after fire damage — from charred framing replacement through smoke odor remediation and full finish-out.

    Storm & Roof Reconstruction in Lexington

    Roof tear-off, structural repair, and full reconstruction after wind, hail, tornado, and tree-impact damage — coordinated with interior repairs.

    Mold Remediation Rebuild in Lexington

    Containment, safe removal, and complete rebuild after mold growth — handled to remediation industry standards with full reconstruction in-house.

    Structural Reconstruction in Lexington

    Whole-home and structural rebuild after fire, storm, or major water loss — framing, roof systems, foundation repair, and complete finish-out.

    Contents Pack-Out & Storage in Lexington

    Inventory, pack-out, professional cleaning, and climate-controlled storage of your belongings while the rebuild is underway.

    Emergency Board-Up & Tarping

    Same-day board-up, roof tarping, and structural shoring after fire, storm, vehicle impact, or forced entry. Crews dispatched 24/7 across every market we serve.

    Insurance Claim Assistance

    Free guidance through the homeowner insurance claim process. Xactimate scope writing, supplemental claim handling, and direct coordination with your adjuster from first notice through final payment.

    Commercial Property Reconstruction

    Reconstruction of restaurants, offices, retail, medical, and light-industrial properties after fire, water, storm, and structural loss. Insurance billed direct, business-interruption coordination, minimum downtime.

    Multi-Family & Rental Rebuild

    Reconstruction of apartments, duplexes, condos, townhomes, and single-family rentals after fire, water, and storm loss. Tenant displacement coordination, landlord policy handling, and accelerated rebuild for revenue recovery.

    FAQ

    Lexington Rebuild Questions

    Can you rebuild historic homes in Chevy Chase or Ashland Park?+

    Yes. We work on early-1900s brick, stone, and stucco homes throughout Chevy Chase, Ashland Park, Mentelle Park, and Kenwick. We repair original plaster (rather than replacing it with drywall when the scope allows), source matching trim profiles, and handle Board of Architectural Review submittals when an historic district requires them.

    How fast can you respond to ice-storm water damage in Lexington?+

    Same day, 24/7. Ice-dam and freeze-burst events generate volume that overwhelms most contractors — we maintain dedicated emergency capacity and reach Fayette, Scott, Jessamine, Woodford, Madison, and Clark County properties within hours of your call.

    Do you handle hail-damage roof claims in the Bluegrass region?+

    Yes. We provide free post-storm inspections with drone imagery and ladder-level shingle sampling, document the loss in the format your carrier requires, and handle full roof tear-off and replacement plus any associated interior water damage as a single coordinated rebuild.

    Are permits required for rebuilds in Lexington-Fayette County?+

    Yes for any structural work, electrical, plumbing, mechanical, or roof tear-off. We pull all required Lexington-Fayette Urban County Government permits, schedule rough and final inspections, and close out the file. Properties in historic districts also receive BOAR submittals where required.

    Do you rebuild barns, outbuildings, or farm residences?+

    Yes. Barn fires, wind damage to outbuildings, and lightning strikes on equine and agricultural properties around Versailles, Paris, Midway, and Georgetown are a regular part of our workload. We coordinate with farm-property carriers when the loss falls outside a standard residential policy.

    Need Rebuild Help in Lexington?

    Get a free rebuild estimate. We handle everything from emergency mitigation through complete reconstruction - one company, one call.