Reconstruction Service
Contents Pack-Out, Cleaning & Storage
Inventory, pack-out, professional cleaning, and climate-controlled storage of your belongings while the rebuild is underway.
Overview
What Contents Pack-Out & Storage Covers
When a fire, flood, or major water loss damages a home, the structural rebuild is only half the project. The other half is your stuff — furniture, clothing, electronics, dishes, photos, documents — that has to be carefully removed from the loss zone, evaluated, cleaned where possible, and stored safely until the home is ready.
We handle this as a coordinated piece of the rebuild, not a separate vendor relationship. Items are inventoried with photo documentation (insurance carriers require this), professionally cleaned at our facility using restoration-grade equipment, and stored in climate-controlled warehousing. Non-restorable items are claimed at replacement cost so you're paid to replace them. When the rebuild is finished, your contents come back.
Common Causes
When This Service Applies
Fire & smoke contamination
Soft goods, electronics, and porous items contaminated by smoke and soot — most can be cleaned, some cannot.
Water damage
Furniture, rugs, books, and electronics affected by Category 1, 2, or 3 water — Cat 3 (sewer) requires non-restorable handling.
Mold contamination
Items in spaces with active mold growth — porous items typically discarded, hard goods cleaned and tested.
Whole-home rebuilds
Any project where contents must leave the home for the rebuild to proceed safely and efficiently.
Storm losses
Wind and water-event losses where roof or wall damage exposes contents to weather during the rebuild.
Scope of Work
What's Included in the Rebuild
- 01
Inventory & photo documentation
Itemized inventory with photographs of every item — required by carriers and the foundation of any contents claim.
- 02
Pack & transport
Professional packing, padding, and transport of all salvageable items from the loss zone to our cleaning facility.
- 03
Restoration cleaning
Ultrasonic cleaning of hard goods, ozone treatment for soft goods, electronics restoration, and HEPA vacuuming throughout.
- 04
Climate-controlled storage
Temperature- and humidity-controlled storage for the duration of the rebuild — typically 2–6 months.
- 05
Non-restorable claim documentation
Detailed list of items deemed non-restorable, with replacement-cost values, submitted to the carrier as part of the contents claim.
- 06
Pack-back & placement
Return delivery and placement of cleaned, restored items in the rebuilt home — coordinated with the final walkthrough.
Warning Signs
When to Call a Reconstruction Contractor
If you're seeing any of these signs, it's time for a professional inspection — most are free, and early intervention dramatically reduces total rebuild scope and cost.
- Active fire, smoke, water, or mold contamination affecting belongings
- Whole-home or whole-floor rebuild requiring the home to be empty
- Items needing professional cleaning (electronics, art, antiques)
- Insurance carrier requiring documented inventory of damaged contents
- Need for secure storage during a multi-month rebuild
Insurance & Coverage
How Contents Pack-Out & Storage Claims Work
Contents coverage (Coverage C on most homeowner policies) is typically 50–70% of dwelling coverage and pays for pack-out, cleaning, storage, and replacement of non-restorable items. Documentation is everything — carriers can only pay for what's documented, so the inventory step protects your full claim value.
Read more about how we handle claims on our full services overview or request a free estimate.
Service Area
Contents Pack-Out & Storage Across Our Markets
Our in-house crews handle contents pack-out & storage projects across Tennessee, Kentucky, and Texas. Click your nearest market for local context, project examples, and team contact.
FAQ
Contents Pack-Out & Storage Questions, Answered
How do you decide what's restorable and what isn't?+
Industry standards (IICRC S500/S520 for water and mold; S700 for fire) define restorable vs. non-restorable. Porous items in Cat 3 water or heavy smoke contamination are typically non-restorable and claimed at replacement cost.
Will I get a list of everything you take?+
Yes. Full inventory with photos before anything leaves the home — and you keep a copy for your records and the insurance carrier.
How long can items stay in storage?+
As long as the rebuild requires. Typical storage is 2–6 months, though longer-term storage is available if construction is delayed.
What about valuables — jewelry, documents, photos?+
High-value items (jewelry, important documents, irreplaceable photos) are handled separately, often staying with the homeowner. We document a separate high-value inventory for insurance.
Is contents pack-out covered by insurance?+
Yes — contents coverage on standard homeowner policies covers pack-out, cleaning, storage, and replacement. We bill the carrier directly so you don't front the cost.
Related Services
Often Needed Alongside Contents Pack-Out & Storage
Fire & Smoke Reconstruction
Structural and interior rebuild after fire damage — from charred framing replacement through smoke odor remediation and full finish-out.
Learn moreWater Damage Rebuild
Complete reconstruction after pipe bursts, supply line failures, sewer backups, and flooding — from subfloor through finish carpentry.
Learn moreStructural Reconstruction
Whole-home and structural rebuild after fire, storm, or major water loss — framing, roof systems, foundation repair, and complete finish-out.
Learn moreReady to Start Your Contents Pack-Out & Storage?
Free estimate. Insurance billed direct. One team from first call to final walkthrough.