St. Louis, MO · Reconstruction
Contents Pack-Out & Storage in St. Louis, Missouri
Our St. Louis contents team coordinates inventory, restoration cleaning, and climate-controlled storage during the rebuild. One project, one timeline, one accountable team.
Quick Facts
- Licensed in Missouri
- Serves St. Louis and 20+ surrounding cities
- Insurance billed direct, Xactimate format
- In-house framing, drywall, paint, and project management
St. Louis Context
Why Contents Pack-Out & Storage Matters in St. Louis
St. Louis whole-home rebuilds, particularly post-fire and post-tornado projects, frequently require complete contents pack-out. We handle photo inventory, professional cleaning at our St. Louis facility, climate-controlled storage, and pack-back upon rebuild completion.
Missouri homeowner policies typically include 50 to 70 percent Coverage C (contents) tied to dwelling. Documentation is the entire game. Carriers can only pay for what is documented, so we treat the inventory step as protection of your full claim value.
Overview
What's Included in Contents Pack-Out & Storage
When a fire, flood, or major water loss damages a home, the structural rebuild is only half the project. The other half is your stuff — furniture, clothing, electronics, dishes, photos, documents — that has to be carefully removed from the loss zone, evaluated, cleaned where possible, and stored safely until the home is ready.
We handle this as a coordinated piece of the rebuild, not a separate vendor relationship. Items are inventoried with photo documentation (insurance carriers require this), professionally cleaned at our facility using restoration-grade equipment, and stored in climate-controlled warehousing. Non-restorable items are claimed at replacement cost so you're paid to replace them. When the rebuild is finished, your contents come back.
Full Contents Pack-Out & Storage service detailScope of Work
How We Rebuild in St. Louis
- 01
Inventory & photo documentation
Itemized inventory with photographs of every item — required by carriers and the foundation of any contents claim.
- 02
Pack & transport
Professional packing, padding, and transport of all salvageable items from the loss zone to our cleaning facility.
- 03
Restoration cleaning
Ultrasonic cleaning of hard goods, ozone treatment for soft goods, electronics restoration, and HEPA vacuuming throughout.
- 04
Climate-controlled storage
Temperature- and humidity-controlled storage for the duration of the rebuild — typically 2–6 months.
- 05
Non-restorable claim documentation
Detailed list of items deemed non-restorable, with replacement-cost values, submitted to the carrier as part of the contents claim.
- 06
Pack-back & placement
Return delivery and placement of cleaned, restored items in the rebuilt home — coordinated with the final walkthrough.
Local Projects
Recent Contents Pack-Out & Storage in St. Louis
Central West End whole-home fire: full pack-out of 4,500 sq ft of contents, professional cleaning, and 6-month storage during structural rebuild.
St. Charles tornado: full-home pack-out and storage during a 7-month structural reconstruction.
Chesterfield basement flood: contents inventory, cleaning, and storage during a 3-month rebuild.
Claim Scenarios
Common Contents Pack-Out & Storage Triggers in St. Louis
The recurring loss patterns we rebuild from across St. Louis and the surrounding MO service area.
Fire & smoke contamination
Soft goods, electronics, and porous items contaminated by smoke and soot — most can be cleaned, some cannot.
Water damage
Furniture, rugs, books, and electronics affected by Category 1, 2, or 3 water — Cat 3 (sewer) requires non-restorable handling.
Mold contamination
Items in spaces with active mold growth — porous items typically discarded, hard goods cleaned and tested.
Whole-home rebuilds
Any project where contents must leave the home for the rebuild to proceed safely and efficiently.
Storm losses
Wind and water-event losses where roof or wall damage exposes contents to weather during the rebuild.
Why Local Matters
Why Choose IRS Rebuild for Contents Pack-Out & Storage in St. Louis
Historic brick & masonry expertise
Crews trained on Lafayette Square, Soulard, Compton Heights, and Central West End brick rowhouses and Victorians. Tuckpointing, plaster repair, original-profile millwork, and Cultural Resources Office submittals handled in-house.
Tornado & derecho rebuild experience
Hundreds of completed rebuilds across north St. Louis County, Florissant, and the May 2024 tornado path. Engineered repairs, full roof replacements, and matched-finish interior reconstruction.
Multi-jurisdiction permitting
Active working knowledge of City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and the municipal building departments inside St. Louis County. Permits and historic submittals handled without homeowner involvement.
Missouri wind & hail claim navigation
Clear up-front explanation of percentage-based deductibles, ACV roof endorsements, and depreciation holdback. No end-of-project surprises on what insurance pays vs. what you owe.
Insurance
Contents Pack-Out & Storage Claims in Missouri
Contents coverage (Coverage C on most homeowner policies) is typically 50–70% of dwelling coverage and pays for pack-out, cleaning, storage, and replacement of non-restorable items. Documentation is everything — carriers can only pay for what's documented, so the inventory step protects your full claim value.
Service Area
Cities We Serve Around St. Louis
FAQ
Contents Pack-Out & Storage in St. Louis — Questions
Where is your St. Louis contents storage facility?+
We operate climate-controlled storage in the St. Louis metro specifically for active rebuild projects. Belongings stay secure, organized, and accessible until the rebuild is complete.
Can you rebuild historic brick homes in Lafayette Square or Soulard?+
Yes. We work on 1870s to 1910s brick rowhouses, Second Empire townhomes, and Victorian flats throughout Lafayette Square, Soulard, Compton Heights, Benton Park, and the Central West End. We handle tuckpointing, plaster repair, original-profile trim sourcing, and Cultural Resources Office submittals when an historic district requires them.
How fast can you start emergency tarp and board-up in the St. Louis area?+
Same day, 24/7. Our crews dispatch across the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and Franklin County within hours of your call, usually before your insurance adjuster has even been assigned.
Do you handle hail-damage roof claims across the St. Louis metro?+
Yes. We provide free post-storm inspections with drone imagery and ladder-level shingle sampling across the entire metro, document the loss in the format your carrier requires, and handle full roof tear-off and replacement plus any associated interior water damage as a single coordinated rebuild.
Did you handle rebuilds after the May 2024 St. Louis tornado?+
Yes. We completed structural and interior rebuilds across north St. Louis County and the Florissant area following the May 2024 event, from roof and framing repair to full multi-room interior reconstruction. Tornado-class losses are a core part of our St. Louis workload.
Which St. Louis-area cities do you pull permits in?+
All of them. Our active permit footprint includes the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, Franklin County, Chesterfield, Kirkwood, Webster Groves, Clayton, Ballwin, Creve Coeur, Florissant, St. Charles, O'Fallon, Wentzville, St. Peters, and the surrounding municipalities.
How do you decide what's restorable and what isn't?+
Industry standards (IICRC S500/S520 for water and mold; S700 for fire) define restorable vs. non-restorable. Porous items in Cat 3 water or heavy smoke contamination are typically non-restorable and claimed at replacement cost.
Will I get a list of everything you take?+
Yes. Full inventory with photos before anything leaves the home — and you keep a copy for your records and the insurance carrier.
How long can items stay in storage?+
As long as the rebuild requires. Typical storage is 2–6 months, though longer-term storage is available if construction is delayed.
What about valuables — jewelry, documents, photos?+
High-value items (jewelry, important documents, irreplaceable photos) are handled separately, often staying with the homeowner. We document a separate high-value inventory for insurance.
Is contents pack-out covered by insurance?+
Yes — contents coverage on standard homeowner policies covers pack-out, cleaning, storage, and replacement. We bill the carrier directly so you don't front the cost.
More in St. Louis
Other Reconstruction Services in St. Louis, MO
Water Damage Rebuild in St. Louis
Complete reconstruction after pipe bursts, supply line failures, sewer backups, and flooding — from subfloor through finish carpentry.
Learn moreFire & Smoke Reconstruction in St. Louis
Structural and interior rebuild after fire damage — from charred framing replacement through smoke odor remediation and full finish-out.
Learn moreStorm & Roof Reconstruction in St. Louis
Roof tear-off, structural repair, and full reconstruction after wind, hail, tornado, and tree-impact damage — coordinated with interior repairs.
Learn moreMold Remediation Rebuild in St. Louis
Containment, safe removal, and complete rebuild after mold growth — handled to remediation industry standards with full reconstruction in-house.
Learn moreStructural Reconstruction in St. Louis
Whole-home and structural rebuild after fire, storm, or major water loss — framing, roof systems, foundation repair, and complete finish-out.
Learn moreEmergency Board-Up & Tarping in St. Louis
Same-day board-up, roof tarping, and structural shoring after fire, storm, vehicle impact, or forced entry. Crews dispatched 24/7 across every market we serve.
Learn moreInsurance Claim Assistance in St. Louis
Free guidance through the homeowner insurance claim process. Xactimate scope writing, supplemental claim handling, and direct coordination with your adjuster from first notice through final payment.
Learn moreCommercial Property Reconstruction in St. Louis
Reconstruction of restaurants, offices, retail, medical, and light-industrial properties after fire, water, storm, and structural loss. Insurance billed direct, business-interruption coordination, minimum downtime.
Learn moreMulti-Family & Rental Rebuild in St. Louis
Reconstruction of apartments, duplexes, condos, townhomes, and single-family rentals after fire, water, and storm loss. Tenant displacement coordination, landlord policy handling, and accelerated rebuild for revenue recovery.
Learn moreOther Markets
Contents Pack-Out & Storage in Our Other Markets
Need Contents Pack-Out & Storage in St. Louis?
Free estimate. Insurance billed direct. One St. Louis-based team from first call to final walkthrough.