St. Louis, MO · Reconstruction
Storm & Roof Reconstruction in St. Louis, Missouri
St. Louis sits in one of the most active severe-weather corridors in the Midwest. Spring tornadoes, large hail, straight-line wind, and ice storms drive roof and structural reconstruction across St. Louis County, St. Charles County, and Jefferson County every year.
Quick Facts
- Licensed in Missouri
- Serves St. Louis and 20+ surrounding cities
- Insurance billed direct, Xactimate format
- In-house framing, drywall, paint, and project management
St. Louis Context
Why Storm & Roof Reconstruction Matters in St. Louis
Hail and wind events across Chesterfield, O'Fallon, Wentzville, and Ballwin routinely cause major residential roof damage. Our St. Louis roofing crews are factory-certified with the major shingle manufacturers and we document hail damage with drone imagery and ladder-level inspection to support clean carrier approvals.
Tornado events in the St. Louis metro have driven significant full-rebuild demand in recent years. We handle emergency tarp and board-up during active weather and full reconstruction once the storm passes.
Overview
What's Included in Storm & Roof Reconstruction
Storm damage rarely respects boundaries. A single severe-weather event can take a roof off, drive water through three floors of finishes, snap framing members, and break a mature tree across the structure. Treating those as separate projects — calling a roofer, then a water mitigation team, then a general contractor — means weeks of delay and finger-pointing.
We handle the entire storm-loss rebuild as one scope: emergency tarp and board-up, structural assessment, roof tear-off and replacement, interior demo, framing repair, and full finish reconstruction. Working with the same carrier from day one means a single estimate, a single project manager, and a single warranty.
Full Storm & Roof Reconstruction service detailScope of Work
How We Rebuild in St. Louis
- 01
Emergency tarp & board-up
Same-day roof tarping and window board-up to prevent further water intrusion before the rebuild scope is finalized.
- 02
Structural assessment
Engineered evaluation of roof framing, exterior walls, and any bearing elements showing damage from impact or uplift.
- 03
Roof tear-off & decking
Removal of damaged shingles or panels, replacement of compromised decking, and ice/water shield in critical zones.
- 04
Roofing installation
Architectural shingles, metal panels, or tile — manufacturer-warranted install with proper underlayment and ventilation.
- 05
Exterior repairs
Siding, soffit, fascia, gutters, and exterior trim — color-matched and re-flashed to prevent recurring leaks.
- 06
Interior reconstruction
Drywall, insulation, paint, and flooring repair where water came through ceilings or window leaks.
- 07
Final inspection & warranty
Roof manufacturer warranty registration, building department final inspection, and our written workmanship warranty.
Local Projects
Recent Storm & Roof Reconstruction in St. Louis
Chesterfield hail event: 35+ roof replacements with full interior water-damage rebuilds across a single subdivision after a spring storm.
St. Charles tornado-impacted home: roof-to-foundation reconstruction including new framing, roof system, and full interior finish.
Kirkwood wind event: mature oak through roof. Structural repair, new roof system, and two-bedroom interior rebuild.
Claim Scenarios
Common Storm & Roof Reconstruction Triggers in St. Louis
The recurring loss patterns we rebuild from across St. Louis and the surrounding MO service area.
Wind & tornado damage
Roof system uplift, broken trusses, missing sheathing, and complete partial collapses requiring engineered repair.
Hail damage
Bruising of shingles, granule loss, dented metal flashing and gutters — often requiring full roof replacement to maintain warranty.
Tree impact
Falling limbs and full trees that puncture roof systems, damage exterior walls, and require structural framing repair.
Ice dams & snow load
Excessive snow load and ice damming that fail roof systems and force water into wall cavities and ceilings below.
Lightning damage
Strike damage to roof systems, attic framing, and electrical infrastructure — often with associated fire and water.
Storm surge & flooding
Ground-water intrusion that requires elevated rebuild specs, code-compliant materials, and coordination with flood policies.
Why Local Matters
Why Choose IRS Rebuild for Storm & Roof Reconstruction in St. Louis
Historic brick & masonry expertise
Crews trained on Lafayette Square, Soulard, Compton Heights, and Central West End brick rowhouses and Victorians. Tuckpointing, plaster repair, original-profile millwork, and Cultural Resources Office submittals handled in-house.
Tornado & derecho rebuild experience
Hundreds of completed rebuilds across north St. Louis County, Florissant, and the May 2024 tornado path. Engineered repairs, full roof replacements, and matched-finish interior reconstruction.
Multi-jurisdiction permitting
Active working knowledge of City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and the municipal building departments inside St. Louis County. Permits and historic submittals handled without homeowner involvement.
Missouri wind & hail claim navigation
Clear up-front explanation of percentage-based deductibles, ACV roof endorsements, and depreciation holdback. No end-of-project surprises on what insurance pays vs. what you owe.
Insurance
Storm & Roof Reconstruction Claims in Missouri
Wind and hail damage is covered by standard homeowner policies, but most carriers in storm-prone markets (TX, KY, TN) now apply a separate, higher percentage-based deductible for named storms. We document the loss with drone imagery, ladder inspection, and material samples — and we know which carriers are denying borderline hail claims so we can prepare proper documentation up front.
Service Area
Cities We Serve Around St. Louis
FAQ
Storm & Roof Reconstruction in St. Louis — Questions
How fast can you tarp a damaged roof in St. Louis?+
Same day for emergency tarp and board-up across St. Louis County and St. Charles County. We dispatch out of our St. Louis location and typically reach properties within hours of your call.
Can you rebuild historic brick homes in Lafayette Square or Soulard?+
Yes. We work on 1870s to 1910s brick rowhouses, Second Empire townhomes, and Victorian flats throughout Lafayette Square, Soulard, Compton Heights, Benton Park, and the Central West End. We handle tuckpointing, plaster repair, original-profile trim sourcing, and Cultural Resources Office submittals when an historic district requires them.
How fast can you start emergency tarp and board-up in the St. Louis area?+
Same day, 24/7. Our crews dispatch across the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and Franklin County within hours of your call, usually before your insurance adjuster has even been assigned.
Do you handle hail-damage roof claims across the St. Louis metro?+
Yes. We provide free post-storm inspections with drone imagery and ladder-level shingle sampling across the entire metro, document the loss in the format your carrier requires, and handle full roof tear-off and replacement plus any associated interior water damage as a single coordinated rebuild.
Did you handle rebuilds after the May 2024 St. Louis tornado?+
Yes. We completed structural and interior rebuilds across north St. Louis County and the Florissant area following the May 2024 event, from roof and framing repair to full multi-room interior reconstruction. Tornado-class losses are a core part of our St. Louis workload.
Which St. Louis-area cities do you pull permits in?+
All of them. Our active permit footprint includes the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, Franklin County, Chesterfield, Kirkwood, Webster Groves, Clayton, Ballwin, Creve Coeur, Florissant, St. Charles, O'Fallon, Wentzville, St. Peters, and the surrounding municipalities.
Should I file an insurance claim for hail damage?+
Get a free inspection first. If the damage warrants replacement, we'll walk you through whether filing makes sense given your deductible and the scope. We don't push claims that don't benefit the homeowner.
How quickly can you tarp a damaged roof?+
Within hours of your call, 24/7. Emergency mitigation is the first step we handle — preventing further interior damage while the rebuild scope is approved.
Will a new roof match my existing one?+
On most homes, yes. We carry the major manufacturers in current color lines. For older or discontinued products, we work with your adjuster on partial-vs-full replacement scopes.
What if a tree is still on my house?+
Tree removal is its own line item — typically covered by your policy. We coordinate certified removal crews and begin structural assessment as soon as the tree is clear.
Do you handle the interior damage too?+
Yes. That's the entire reason to hire one rebuild company instead of three separate trades. Roof, framing, drywall, paint, flooring — all under one project manager.
More in St. Louis
Other Reconstruction Services in St. Louis, MO
Water Damage Rebuild in St. Louis
Complete reconstruction after pipe bursts, supply line failures, sewer backups, and flooding — from subfloor through finish carpentry.
Learn moreFire & Smoke Reconstruction in St. Louis
Structural and interior rebuild after fire damage — from charred framing replacement through smoke odor remediation and full finish-out.
Learn moreMold Remediation Rebuild in St. Louis
Containment, safe removal, and complete rebuild after mold growth — handled to remediation industry standards with full reconstruction in-house.
Learn moreStructural Reconstruction in St. Louis
Whole-home and structural rebuild after fire, storm, or major water loss — framing, roof systems, foundation repair, and complete finish-out.
Learn moreContents Pack-Out & Storage in St. Louis
Inventory, pack-out, professional cleaning, and climate-controlled storage of your belongings while the rebuild is underway.
Learn moreEmergency Board-Up & Tarping in St. Louis
Same-day board-up, roof tarping, and structural shoring after fire, storm, vehicle impact, or forced entry. Crews dispatched 24/7 across every market we serve.
Learn moreInsurance Claim Assistance in St. Louis
Free guidance through the homeowner insurance claim process. Xactimate scope writing, supplemental claim handling, and direct coordination with your adjuster from first notice through final payment.
Learn moreCommercial Property Reconstruction in St. Louis
Reconstruction of restaurants, offices, retail, medical, and light-industrial properties after fire, water, storm, and structural loss. Insurance billed direct, business-interruption coordination, minimum downtime.
Learn moreMulti-Family & Rental Rebuild in St. Louis
Reconstruction of apartments, duplexes, condos, townhomes, and single-family rentals after fire, water, and storm loss. Tenant displacement coordination, landlord policy handling, and accelerated rebuild for revenue recovery.
Learn moreOther Markets
Storm & Roof Reconstruction in Our Other Markets
Need Storm & Roof Reconstruction in St. Louis?
Free estimate. Insurance billed direct. One St. Louis-based team from first call to final walkthrough.