St. Louis, MO · Reconstruction
Structural Reconstruction in St. Louis, Missouri
Whole-home rebuilds across St. Louis, from tornado-impacted properties in St. Charles County to fire-damaged Central West End brick homes and flood-impacted homes along the river plains, are the scope our St. Louis structural team runs every week.
Quick Facts
- Licensed in Missouri
- Serves St. Louis and 20+ surrounding cities
- Insurance billed direct, Xactimate format
- In-house framing, drywall, paint, and project management
St. Louis Context
Why Structural Reconstruction Matters in St. Louis
Our St. Louis structural crews handle everything from sister-framing rotted joists in 1890s brick homes to whole-home reconstructions of tornado- and fire-impacted properties. We coordinate with licensed Missouri structural engineers on every load-bearing repair and pull permits across the City of St. Louis, St. Louis County, St. Charles County, and surrounding municipalities.
Older brick masonry construction in South City and Northside requires specific structural assessment for water- and fire-driven losses. We handle masonry repair, lintel replacement, and load-path documentation in-house.
Overview
What's Included in Structural Reconstruction
Structural reconstruction is the largest scope of work we offer. It applies when damage extends beyond a single room or system — when framing, roof structure, or foundation needs engineered repair before any finish work can begin. Most general contractors don't take on this scope because it requires in-house framing crews, engineering coordination, and the patience to manage 3–6 month insurance-funded projects.
Every structural rebuild starts with a load-path analysis. Before we frame a single new wall, we confirm where loads transfer, what's bearing, and what the engineer's repair detail requires. From there it's a coordinated sequence — demo, framing, mechanicals, drywall, finishes — managed by one project manager from the first call to final walkthrough.
Full Structural Reconstruction service detailScope of Work
How We Rebuild in St. Louis
- 01
Engineering & permits
Structural engineer involvement for any load-bearing repair, plus all permits pulled and inspections coordinated with the local AHJ.
- 02
Demolition & shoring
Controlled demo with temporary shoring of any compromised structural members during the rebuild process.
- 03
Foundation repair
Pier installation, slab repair, or wall reinforcement coordinated with engineering before above-grade work begins.
- 04
Framing & sheathing
Stud walls, headers, beams, joists, and roof framing — built to current code with engineered detailing as required.
- 05
Roofing system
New roof framing, sheathing, ice/water shield, underlayment, and finish roofing with manufacturer warranty.
- 06
Mechanical, electrical, plumbing
Full rough-in by licensed trades, inspected and approved before drywall close-in.
- 07
Insulation, drywall, finish
Code-compliant insulation, hung drywall, finished and textured to match, then full finish-out from cabinetry through paint.
Local Projects
Recent Structural Reconstruction in St. Louis
Lafayette Square 1890 brick: structural masonry repair and full interior rebuild after a kitchen fire.
St. Charles tornado: roof-to-foundation rebuild including engineered framing, new roof system, all mechanicals, and full custom finish-out.
Kirkwood post-flood: pier and foundation repair and full first-floor reconstruction.
Claim Scenarios
Common Structural Reconstruction Triggers in St. Louis
The recurring loss patterns we rebuild from across St. Louis and the surrounding MO service area.
Major fire damage
Multi-room fires that consume framing, roof systems, and load-bearing walls — requiring engineered structural repair.
Tornado & severe wind
Roof loss, partial collapses, and wind-shear damage that breaks framing connections and shifts structures.
Tree-impact damage
Mature trees falling through roof systems and exterior walls — creating compound structural and water damage.
Vehicle impacts
Cars driven into garages, exterior walls, or porches — common loss with full structural rebuild scope.
Flood & subfloor failure
Long-term water exposure that causes structural members to rot and fail, requiring sister-framing or full replacement.
Foundation movement
Settlement, heave, or hydrostatic damage that requires foundation repair coordinated with structural rebuild above.
Why Local Matters
Why Choose IRS Rebuild for Structural Reconstruction in St. Louis
Historic brick & masonry expertise
Crews trained on Lafayette Square, Soulard, Compton Heights, and Central West End brick rowhouses and Victorians. Tuckpointing, plaster repair, original-profile millwork, and Cultural Resources Office submittals handled in-house.
Tornado & derecho rebuild experience
Hundreds of completed rebuilds across north St. Louis County, Florissant, and the May 2024 tornado path. Engineered repairs, full roof replacements, and matched-finish interior reconstruction.
Multi-jurisdiction permitting
Active working knowledge of City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and the municipal building departments inside St. Louis County. Permits and historic submittals handled without homeowner involvement.
Missouri wind & hail claim navigation
Clear up-front explanation of percentage-based deductibles, ACV roof endorsements, and depreciation holdback. No end-of-project surprises on what insurance pays vs. what you owe.
Insurance
Structural Reconstruction Claims in Missouri
Major structural losses almost always trigger Ordinance & Law coverage (rebuilding to current code) and Additional Living Expenses (hotel + meals while displaced). Both are typically capped — track ALE receipts and document every code-required upgrade so you don't leave coverage on the table. We handle this paperwork as part of the project scope.
Service Area
Cities We Serve Around St. Louis
FAQ
Structural Reconstruction in St. Louis — Questions
Which engineers do you work with in St. Louis?+
We have ongoing relationships with licensed Missouri structural engineers across St. Louis County and St. Charles County. Stamped repair details typically issue within 5 to 10 business days of site assessment.
Can you rebuild historic brick homes in Lafayette Square or Soulard?+
Yes. We work on 1870s to 1910s brick rowhouses, Second Empire townhomes, and Victorian flats throughout Lafayette Square, Soulard, Compton Heights, Benton Park, and the Central West End. We handle tuckpointing, plaster repair, original-profile trim sourcing, and Cultural Resources Office submittals when an historic district requires them.
How fast can you start emergency tarp and board-up in the St. Louis area?+
Same day, 24/7. Our crews dispatch across the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, and Franklin County within hours of your call, usually before your insurance adjuster has even been assigned.
Do you handle hail-damage roof claims across the St. Louis metro?+
Yes. We provide free post-storm inspections with drone imagery and ladder-level shingle sampling across the entire metro, document the loss in the format your carrier requires, and handle full roof tear-off and replacement plus any associated interior water damage as a single coordinated rebuild.
Did you handle rebuilds after the May 2024 St. Louis tornado?+
Yes. We completed structural and interior rebuilds across north St. Louis County and the Florissant area following the May 2024 event, from roof and framing repair to full multi-room interior reconstruction. Tornado-class losses are a core part of our St. Louis workload.
Which St. Louis-area cities do you pull permits in?+
All of them. Our active permit footprint includes the City of St. Louis, St. Louis County, St. Charles County, Jefferson County, Franklin County, Chesterfield, Kirkwood, Webster Groves, Clayton, Ballwin, Creve Coeur, Florissant, St. Charles, O'Fallon, Wentzville, St. Peters, and the surrounding municipalities.
What's the difference between reconstruction and remodeling?+
Reconstruction restores the property to its pre-loss condition (or current code, where required), funded by an insurance claim. Remodeling is owner-funded discretionary work. Many homeowners combine the two — we keep the line items separate.
How long does a full structural rebuild take?+
Most whole-home rebuilds run 4–8 months from demo to final walkthrough. Engineering, permits, and material lead times drive most of the schedule. We provide a Gantt-style schedule before construction begins.
Will I need to move out?+
For structural rebuilds, almost always — for safety and access. ALE coverage on most policies pays for temporary housing and increased food costs. Track everything.
Who oversees the engineering?+
We bring the engineer in. They produce the structural details; we build to them; the inspector signs off. You're never coordinating between the engineer, contractor, and inspector — that's our job.
Do you offer a warranty on structural rebuild work?+
Yes — written workmanship warranty on all structural and finish work, plus manufacturer warranties on roofing, windows, mechanicals, and any specified finish materials.
More in St. Louis
Other Reconstruction Services in St. Louis, MO
Water Damage Rebuild in St. Louis
Complete reconstruction after pipe bursts, supply line failures, sewer backups, and flooding — from subfloor through finish carpentry.
Learn moreFire & Smoke Reconstruction in St. Louis
Structural and interior rebuild after fire damage — from charred framing replacement through smoke odor remediation and full finish-out.
Learn moreStorm & Roof Reconstruction in St. Louis
Roof tear-off, structural repair, and full reconstruction after wind, hail, tornado, and tree-impact damage — coordinated with interior repairs.
Learn moreMold Remediation Rebuild in St. Louis
Containment, safe removal, and complete rebuild after mold growth — handled to remediation industry standards with full reconstruction in-house.
Learn moreContents Pack-Out & Storage in St. Louis
Inventory, pack-out, professional cleaning, and climate-controlled storage of your belongings while the rebuild is underway.
Learn moreEmergency Board-Up & Tarping in St. Louis
Same-day board-up, roof tarping, and structural shoring after fire, storm, vehicle impact, or forced entry. Crews dispatched 24/7 across every market we serve.
Learn moreInsurance Claim Assistance in St. Louis
Free guidance through the homeowner insurance claim process. Xactimate scope writing, supplemental claim handling, and direct coordination with your adjuster from first notice through final payment.
Learn moreCommercial Property Reconstruction in St. Louis
Reconstruction of restaurants, offices, retail, medical, and light-industrial properties after fire, water, storm, and structural loss. Insurance billed direct, business-interruption coordination, minimum downtime.
Learn moreMulti-Family & Rental Rebuild in St. Louis
Reconstruction of apartments, duplexes, condos, townhomes, and single-family rentals after fire, water, and storm loss. Tenant displacement coordination, landlord policy handling, and accelerated rebuild for revenue recovery.
Learn moreOther Markets
Structural Reconstruction in Our Other Markets
Need Structural Reconstruction in St. Louis?
Free estimate. Insurance billed direct. One St. Louis-based team from first call to final walkthrough.